🏦 Student Loans & Study Finance

Compare government aid, bank loans, and private lenders to fund your studies. Always verify details directly with the lender before applying.

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All Government Bank Private Lender University / Institution

Showing 8 loans — Bank

ABSA Bank
🏦 Bank

ABSA offers a dedicated student loan for South African students at accredited higher education institutions. …

💰 Max amount: Up to R400,000 total over the full study period
📈 Interest: Prime + 1.5% per annum (variable — subject to NCA)
✓ Tuition ✓ Accommodation ✓ Books +1 more
Public Universities Private Colleges Universities of Technology
African Bank
🏦 Bank

African Bank offers personal loans that can be used for education expenses, including tuition, accommodation,…

💰 Max amount: Up to R250,000
📈 Interest: Fixed rate — determined by credit profile at application
✓ Tuition ✓ Accommodation ✓ Study Materials +1 more
Public Universities Private Colleges TVET Colleges
Capitec Bank
🏦 Bank

Capitec does not offer a dedicated student loan product, but their personal loan can be used for education ex…

💰 Max amount: Up to R250,000 (subject to credit assessment)
📈 Interest: Prime + market rate — personalised based on credit score
✓ Tuition ✓ Registration Fees ✓ Study Materials +1 more
Public Universities Private Colleges TVET Colleges Short Courses
First National Bank (FNB)
🏦 Bank

FNB offers study loans for South African students at accredited institutions. FNB clients may get preferentia…

💰 Max amount: Up to R350,000 total
📈 Interest: Prime-linked rate (variable)
✓ Tuition ✓ Accommodation ✓ Textbooks +1 more
Public Universities Private Colleges Universities of Technology
Nedbank
🏦 Bank

Nedbank offers a student loan that covers tuition and accommodation. Funds are paid directly to the education…

💰 Max amount: Up to R400,000 total across all years of study
📈 Interest: Prime + 1% per annum (variable — subject to NCA)
✓ Tuition ✓ Accommodation ✓ Books & Stationery +1 more
Public Universities Private Colleges Universities of Technology
South African Post Office (SAPO/Postbank)
⛔ No Longer Active

🏦 Bank

Postbank previously offered a student loan product through South African Post Office branches. This product h…

💰 Max amount: N/A (product suspended)
📈 Interest: N/A
⚠️ The Postbank student loan has been suspended as part of SAPO restructuring. Check the Postbank website for up…
Public Universities TVET Colleges
Standard Bank
🏦 Bank

Standard Bank's student loan is designed for full-time students at accredited South African higher education …

💰 Max amount: Up to R300,000 per year of study
📈 Interest: Prime-linked — check current rate at standardbank.co.za
✓ Tuition ✓ Accommodation ✓ Living Expenses +1 more
Public Universities Private Colleges Universities of Technology TVET Colleges
WesBank
🏦 Bank

WesBank, a division of FirstRand Bank, offers personal finance solutions that can be applied to education cos…

💰 Max amount: Varies — personal loan terms apply
📈 Interest: Prime-linked or fixed — based on credit profile
✓ Tuition ✓ Study Materials ✓ Devices
Any Accredited Institution
Important: Loan details (interest rates, amounts, eligibility) are indicative and subject to change by the lender. Always verify current terms directly on the lender's official website before applying. Interest rates are subject to the National Credit Act (NCA). NSFAS is the recommended starting point for students from lower-income households — apply before considering commercial loans.

NSFAS tip: If you qualify for NSFAS, apply there first. NSFAS covers full cost of study at public universities and TVET colleges and has income-contingent repayment — far more favourable than any commercial loan.
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