🏦 Student Loans & Study Finance

Compare government aid, bank loans, and private lenders to fund your studies. Always verify details directly with the lender before applying.

All Government Bank Private Lender University / Institution

Showing 25 loans

Ikusasa Student Financial Aid Programme (ISFAP)
🏛️ Government

ISFAP is a blended finance initiative funded by government and the private sector. It provides bursaries and …

💰 Max amount: Up to full cost of study at targeted institutions
📈 Interest: 0% for bursary component; income-contingent for loan component
✓ Tuition ✓ Accommodation ✓ Meals +2 more
Participating Public Universities
NSFAS
🏛️ Government

The National Student Financial Aid Scheme is South Africa's primary government student funding programme. It …

💰 Max amount: Full cost of study (tuition + accommodation + meals + books + transport allowance)
📈 Interest: 0% — income-contingent repayment (converted to bursary if criteria met)
✓ Tuition ✓ Accommodation ✓ Meals Allowance +2 more
Public Universities Public TVET Colleges
Assupol Life
⛔ No Longer Active

💼 Private Lender

Assupol Life previously offered an education finance product for policyholders and their dependants. This pro…

💰 Max amount: N/A (product no longer marketed)
📈 Interest: N/A
⚠️ Assupol education finance is no longer actively available. Contact Assupol directly to confirm if any educati…
Any Accredited Institution
Eduloan
💼 Private Lender

Eduloan provides dedicated education finance for South African students. It specialises in covering the gap w…

💰 Max amount: Up to R150,000 per study period
📈 Interest: Prime + market rate — varies by risk profile
✓ Tuition ✓ Registration Fees ✓ Accommodation +1 more
Public Universities Private Colleges Universities of Technology
Fundi
💼 Private Lender

Fundi is South Africa's largest specialist education finance company. It funds students at accredited institu…

💰 Max amount: Up to full cost of study (no fixed maximum declared)
📈 Interest: Prime-linked rate (variable) — check current rate on fundi.co.za
✓ Tuition ✓ Accommodation ✓ Textbooks +2 more
Public Universities Private Colleges Universities of Technology TVET Colleges
Ithala Development Finance Corporation
⛔ No Longer Active

💼 Private Lender

Ithala Development Finance Corporation previously offered student loans for KwaZulu-Natal students at South A…

💰 Max amount: N/A (product discontinued)
📈 Interest: N/A
⚠️ The Ithala student loan product has been discontinued. Ithala still provides development finance in other are…
Public Universities
Momentum Metropolitan
💼 Private Lender

Momentum Metropolitan offers financial products that can assist with education costs. Their MoneyTrax and per…

💰 Max amount: Varies — personal loan terms apply
📈 Interest: Prime-linked
✓ Tuition ✓ Study Materials ✓ Registration
Any Accredited Institution
Old Mutual
💼 Private Lender

Old Mutual previously offered dedicated education finance products. These have largely been replaced by perso…

💰 Max amount: Varies — personal loan terms apply
📈 Interest: Prime-linked (variable)
✓ Tuition ✓ Study Materials ✓ Registration
Any Accredited Institution
SA Loans
💼 Private Lender

SA Loans is a registered credit provider offering personal and education loans to South African citizens. Fun…

💰 Max amount: Up to R200,000
📈 Interest: Prime-linked — credit-profile dependent
✓ Tuition ✓ Registration ✓ Accommodation +1 more
Any Accredited Institution
ABSA Bank
🏦 Bank

ABSA offers a dedicated student loan for South African students at accredited higher education institutions. …

💰 Max amount: Up to R400,000 total over the full study period
📈 Interest: Prime + 1.5% per annum (variable — subject to NCA)
✓ Tuition ✓ Accommodation ✓ Books +1 more
Public Universities Private Colleges Universities of Technology
African Bank
🏦 Bank

African Bank offers personal loans that can be used for education expenses, including tuition, accommodation,…

💰 Max amount: Up to R250,000
📈 Interest: Fixed rate — determined by credit profile at application
✓ Tuition ✓ Accommodation ✓ Study Materials +1 more
Public Universities Private Colleges TVET Colleges
Capitec Bank
🏦 Bank

Capitec does not offer a dedicated student loan product, but their personal loan can be used for education ex…

💰 Max amount: Up to R250,000 (subject to credit assessment)
📈 Interest: Prime + market rate — personalised based on credit score
✓ Tuition ✓ Registration Fees ✓ Study Materials +1 more
Public Universities Private Colleges TVET Colleges Short Courses
First National Bank (FNB)
🏦 Bank

FNB offers study loans for South African students at accredited institutions. FNB clients may get preferentia…

💰 Max amount: Up to R350,000 total
📈 Interest: Prime-linked rate (variable)
✓ Tuition ✓ Accommodation ✓ Textbooks +1 more
Public Universities Private Colleges Universities of Technology
Nedbank
🏦 Bank

Nedbank offers a student loan that covers tuition and accommodation. Funds are paid directly to the education…

💰 Max amount: Up to R400,000 total across all years of study
📈 Interest: Prime + 1% per annum (variable — subject to NCA)
✓ Tuition ✓ Accommodation ✓ Books & Stationery +1 more
Public Universities Private Colleges Universities of Technology
South African Post Office (SAPO/Postbank)
⛔ No Longer Active

🏦 Bank

Postbank previously offered a student loan product through South African Post Office branches. This product h…

💰 Max amount: N/A (product suspended)
📈 Interest: N/A
⚠️ The Postbank student loan has been suspended as part of SAPO restructuring. Check the Postbank website for up…
Public Universities TVET Colleges
Standard Bank
🏦 Bank

Standard Bank's student loan is designed for full-time students at accredited South African higher education …

💰 Max amount: Up to R300,000 per year of study
📈 Interest: Prime-linked — check current rate at standardbank.co.za
✓ Tuition ✓ Accommodation ✓ Living Expenses +1 more
Public Universities Private Colleges Universities of Technology TVET Colleges
WesBank
🏦 Bank

WesBank, a division of FirstRand Bank, offers personal finance solutions that can be applied to education cos…

💰 Max amount: Varies — personal loan terms apply
📈 Interest: Prime-linked or fixed — based on credit profile
✓ Tuition ✓ Study Materials ✓ Devices
Any Accredited Institution
Cape Peninsula University of Technology (CPUT)
🎓 University / Institution

CPUT's Financial Aid Office assists registered CPUT students who are NSFAS-funded or have alternative funding…

💰 Max amount: Emergency bridging (amounts vary)
📈 Interest: 0%
✓ Emergency Expenses ✓ Registration Fees ✓ Exam Fees
CPUT Only
Nelson Mandela University (NMU)
🎓 University / Institution

NMU's Financial Aid Division administers NSFAS, external bursaries, and emergency loan facilities for registe…

💰 Max amount: Emergency loans (amounts vary)
📈 Interest: 0%
✓ Emergency Expenses ✓ Registration ✓ Accommodation
NMU Only
Stellenbosch University (SU)
🎓 University / Institution

Stellenbosch University's Financial Aid Office administers bursaries, short-term loans, and emergency funding…

💰 Max amount: Short-term bridging loans (amounts vary by need)
📈 Interest: 0% — institutional interest-free
✓ Emergency Expenses ✓ Registration ✓ Accommodation Deposits +1 more
Stellenbosch University Only
University of Cape Town (UCT)
🎓 University / Institution

UCT's Financial Aid Office administers short-term loans, emergency funding, and access to external bursary da…

💰 Max amount: Short-term emergency loans (amounts vary)
📈 Interest: 0% — interest-free institutional loans
✓ Emergency Expenses ✓ Registration Fees ✓ Accommodation Deposits
UCT Only
University of Pretoria (UP)
🎓 University / Institution

The University of Pretoria's Financial Aid office administers bursaries, loans, and work opportunities for re…

💰 Max amount: Bridging loans and payment plans (amounts vary)
📈 Interest: 0% — institutional support
✓ Tuition Shortfall ✓ Registration ✓ Accommodation Deposits
University of Pretoria Only
University of South Africa (UNISA)
🎓 University / Institution

UNISA provides financial aid and registration cost support for qualifying students through NSFAS distance lea…

💰 Max amount: Supplementary aid (varies)
📈 Interest: 0%
✓ Tuition ✓ Registration ✓ Study Materials
UNISA Only
University of the Western Cape (UWC)
🎓 University / Institution

The UWC Financial Aid Office assists registered UWC students with NSFAS administration, external bursary refe…

💰 Max amount: Emergency bridging aid (amounts vary)
📈 Interest: 0%
✓ Emergency Expenses ✓ Registration ✓ Accommodation
UWC Only
University of the Witwatersrand (Wits)
🎓 University / Institution

The Wits Student Financial Aid office provides registered Wits students with access to emergency bursaries, s…

💰 Max amount: Emergency bridging loans (amounts vary by need)
📈 Interest: 0% — institutional emergency fund
✓ Emergency Expenses ✓ Registration ✓ Accommodation Deposits +1 more
Wits Only
Important: Loan details (interest rates, amounts, eligibility) are indicative and subject to change by the lender. Always verify current terms directly on the lender's official website before applying. Interest rates are subject to the National Credit Act (NCA). NSFAS is the recommended starting point for students from lower-income households — apply before considering commercial loans.

NSFAS tip: If you qualify for NSFAS, apply there first. NSFAS covers full cost of study at public universities and TVET colleges and has income-contingent repayment — far more favourable than any commercial loan.
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