🏦 Student Loans & Study Finance

Compare government aid, bank loans, and private lenders to fund your studies. Always verify details directly with the lender before applying.

Ikusasa Student Financial Aid Programme (ISFAP)

ISFAP Student Loan

🏛️ Government

ISFAP is a blended finance initiative funded by government and the private sector. It provides bursaries and …

💰 Max amount: Up to full cost of study at targeted institutions

📈 Interest: 0% for bursary component; income-contingent for loan component

✓ Tuition ✓ Accommodation ✓ Meals +2 more

Participating Public Universities

Full details → Apply / Learn More →

NSFAS

National Student Financial Aid

🏛️ Government

The National Student Financial Aid Scheme is South Africa's primary government student funding programme. It …

💰 Max amount: Full cost of study (tuition + accommodation + meals + books + transport allowance)

📈 Interest: 0% — income-contingent repayment (converted to bursary if criteria met)

✓ Tuition ✓ Accommodation ✓ Meals Allowance +2 more

Public Universities Public TVET Colleges

Full details → Apply / Learn More →

Important: Loan details (interest rates, amounts, eligibility) are indicative and subject to change by the lender. Always verify current terms directly on the lender's official website before applying. Interest rates are subject to the National Credit Act (NCA). NSFAS is the recommended starting point for students from lower-income households — apply before considering commercial loans.

NSFAS tip: If you qualify for NSFAS, apply there first. NSFAS covers full cost of study at public universities and TVET colleges and has income-contingent repayment — far more favourable than any commercial loan.